Mortgage refusal due to spray foam in the loft
Why it happens here
Lenders and valuers treat spray foam as a structural risk because it can hide and trap moisture in the roof timbers. In Scotforth's older housing stock, that risk is taken seriously and sales regularly stall until the foam is removed.
Our approach
We remove the foam, inspect and photograph the timbers, and provide a written summary your lender can accept. Most Scotforth sales complete within a few weeks of the removal.